Julio Lavalle

I build fintech and AI products end-to-end, from the first customer conversation to the production code.

Former founder and product leader with 12+ years across the US and Latin America, now working at the technical edge of AI product: agents, evaluation, and reliability. This is a record of what I've built, with the receipts.

Years building 0→1 products: 12+
Annual transaction volume analyzed: ~$1B
Nightly test failures reduced: -50%
LATAM markets scaled across: 5

Product & company leadership

Founder work and product leadership across consumer fintech and financial infrastructure, plus the AI-native platform I most recently led product for.

Building a Multi-Sided Fintech from Zero

Co-founded and scaled an Open Finance platform connecting financial data, alternative underwriting, and a marketplace of third-party providers.

MiBolsillo

May 2019 – Dec 2023 · Techstars '21

Financial Infrastructure for LATAM Institutions

An API-driven Open Finance platform that let financial institutions embed their own product marketplace instead of building one.

Conecta Pro

Jan 2024 – Jan 2025

Operating AI Reliability at Scale

Built the measurement, evaluation, and agent-guardrail systems that let an AI-native diligence platform run in production.

Clade

Jul 2025 – Sep 2026

Independent technical builds

Self-directed projects, built to go hands-on with specific gaps — currently blockchain/stablecoin infrastructure and the open-source development lifecycle.

FeedbackFlow

In progress

An open-source feedback board, built to turn CI/CD, migrations, and PR-based development from resume keywords into things I've actually done.

Open source

2026

StableFlow

In progress

A cross-border stablecoin payment prototype for LATAM freelancers — hands-on with USDC, wallets, testnet transactions, and on/off-ramps.

Independent project

2026