Closing the Loop on Product Quality
Clade — AI Senior Product Manager. Connected enterprise trial observations to engineering fixes and expanded E2E coverage at approximately one-fifth of the previous solution's cost.
Julio Lavalle
Product leader & founder building AI-native products.
10+ years building and scaling products, from founding 3 fintech companies across Latin America to leading AI-native enterprise products and shipping alongside engineering globally.
Currently building StableFlow · Rio de Janeiro, Brazil
Snapshot · 31 Oct 2026
Verification-drivenproduct building
How to build products with AI as of October 2026. Each dot is a source or signal from the research, placed on the layer it shapes and the era it came from. Select a dot to read it.
Ring = layer, inner → outerAngle = era, clockwise from oldest
Established canonConverging in 2026Emerging, Oct 2026
This is a live synthesis of what I'm hearing and reading about AI as it changes month to month. It's my personal synthesis, built on the sources I choose, and I update this chart every week.
Selected work
01 / 05
Building a Multi-Sided Fintech from Zero
MiBolsillo — Co-founded and scaled an Open Finance platform connecting financial data, alternative underwriting, and a marketplace of third-party providers.
Financial Infrastructure for LATAM Institutions
Conecta Pro — An API-driven Open Finance platform that let financial institutions embed their own product marketplace instead of building one.
FeedbackFlow
An open-source feedback board, built to turn CI/CD, migrations, and PR-based development from resume keywords into things I've actually done.
StableFlow
A cross-border stablecoin payment prototype for LATAM freelancers — hands-on with USDC, wallets, testnet transactions, and on/off-ramps.
What I bring
Product leadership
From ambiguity to shipped product.
Turn ambiguous problems into clear product decisions, align teams around outcomes, and stay close to execution from discovery through production.
AI-native product
From probabilistic systems to reliable experiences.
Design AI products around real model capabilities and constraints — then build the evaluation, guardrails, and feedback loops required to make them reliable in production.
Technical execution
Close enough to engineering to prototype, investigate and ship.
Prototype with AI coding tools to test product ideas before engineering investment, then work directly across APIs, data models, logs, PRs, tests, and production systems to investigate problems and ship alongside the team.
Fintech & platforms
Deep financial product and infrastructure experience.
Built consumer and B2B financial products across Open Finance, lending, and marketplaces, including infrastructure connecting financial institutions, data, and third-party providers.
About
I started as a founder.
That's still how I approach product.
Building MiBolsillo from zero and scaling it across Latin America shaped how I work today: close to customers, comfortable with ambiguity, and willing to move between strategy and technical execution. Since then, I've built Open Finance infrastructure at Conecta Pro and AI-native products at Clade. Today, I'm particularly interested in the increasingly blurry boundary between product and engineering — and how AI enables small, strong teams to build and ship things that previously required much larger organizations. I also write research on AI and finance alongside this work.
Based in Rio de Janeiro · Built across LATAM · Worked globally
Let's talk
© 2026 Julio Lavalle