Julio Lavalle · Senior AI Product Builder
Curriculum vitae
PDF · 2 pages · updated Oct 2026
Product leader with 10+ years building fintech and SaaS products across LatAm and the US. Founder of 3 fintech ventures.
- app usersMiBolsillo
- 750K
- LATAM marketsMiBolsillo
- 5
- underwriting costConecta Pro
- −35%
- acquisition costMiBolsillo
- −30%
Experience
- Sr. AI Product Manager, Clade07/2025 – now
AI-native investment diligence platform. Evals, production monitoring and automated QA; cut nightly test failures by 50%.
Read the case study → - Partner & Head of Product, Conecta Pro01/2024 – 01/2025
KYC, credit decisioning and Open Finance APIs. Underwriting costs down 35% in 6 months.
Read the case study → - CEO & Head of Product, MiBolsillo (Techstars ’21)05/2019 – 12/2023
Mobile lending platform taken to break-even across 5 LATAM markets; CAC down 30%.
Read the case study → - Founder & Product Lead, Poupa Certo10/2016 – 12/2022
Micro-investment app.
Plus MIT D-Lab Scale-Ups Fellow, World Bank, MGov Brasil, CAOS Focado and GBD Network in the full PDF.
Education
- MBA in AI and Big Data2024 – 2025
ICMC – USP
- MSc in Applied Psychology2020 – 2021
USP
Skills
- Agentic workflows
- AI evaluations
- Open Finance
- Credit & KYC
- SQL
- Product strategy
- A/B testing